Buying a home today is easier in some ways because there are so many online tools available. But knowing what to research yourself and what to look at with your Realtor can make a big difference.
Here are a few tools I recommend using during your home search.
Listing photos show you the house, but Google Maps shows you the neighborhood. Check nearby roads, businesses, and your commute to work or school. If possible, visit the neighborhood at different times of the day to get a better feel for the area.
Love that remodeled kitchen or home addition? Check whether permits were obtained when required. City records can provide useful information about past work, although online records may not tell the whole story.
Don't focus only on the purchase price. Estimate your monthly mortgage payment, property taxes, insurance, HOA dues, and maintenance costs. The goal is to find a home you can comfortably afford.
I'll review similar homes that have recently sold, current competition, and market activity to help you understand the home's value and decide on an appropriate offer price.
I'll help identify relevant property risks, such as flood, wildfire, and earthquake related hazards, and determine whether further research is needed and if it will affect your future home insurance.
I'll help you review the available disclosures and inspection reports, identify potential concerns, and determine what questions or additional inspections may be needed.
Buying a home is a team effort. You can research the neighborhood, check available records, and understand your budget, while I focus on market value, property risks, and the information that may need a closer look. The goal isn't just to find a home you love. It's to understand what you're buying and make a confident decision.
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